Retirement
Plan retirement income with 401(k), IRA, pension, and Social Security calculators.
About Retirement Calculators
Plan every phase of retirement: accumulation, claiming Social Security, pension payout elections, and required withdrawals. These 9 tools cover 401(k) growth, early withdrawal costs, employer match optimization, IRA and Roth projections, annuities, and RMD estimates.
Featured: Roth IRA Calculator, Annuity Payout Calculator, RMD Calculator, IRA Calculator, Annuity Calculator, 401K Calculator.
What you can model
- Retirement readiness: nest egg goal vs projected savings with income replacement targets.
- 401(k): balance growth, match tiers, and early withdrawal tax impact.
- Income decisions: lump sum vs pension, Social Security claim age, annuity payouts.
- Tax rules: traditional IRA after-tax value and annual RMD amounts.
Accumulation Phase
Maximize employer match first—it is an immediate return on contributions. Model growth with the 401(k) Calculator, IRA Calculator, and Roth IRA Calculator. The Retirement Calculator ties savings rate to income replacement goals.
Distribution Phase
Social Security claiming age, pension payout elections, and annuity choices affect lifetime income. Use the Social Security Calculator, Pension Calculator, and Annuity Payout Calculator. Traditional IRA owners must plan required minimum distributions.