Disclaimer

Last updated: 2026-07-10

Please read this disclaimer carefully before using CDCalculator.io ("the Site"). By accessing or using any calculator, chart, schedule, or article on the Site, you acknowledge and agree to the following terms.

Educational Purpose Only

All calculators, results, charts, accumulation schedules, and blog articles on CDCalculator are provided for general educational and informational purposes only. They are not intended as investment advice, tax advice, legal advice, insurance advice, or any other form of professional financial guidance.

Estimates, Not Guarantees

Calculator outputs are mathematical estimates based on the inputs you provide. Actual results from banks, lenders, brokerages, or government programs may differ due to fees, rounding, compounding conventions, credit scores, promotional rates, tax law changes, and other factors not modeled in every tool.

No Professional Relationship

Using CDCalculator does not create an advisor-client, attorney-client, or fiduciary relationship between you and CDCalculator, its owners, or its editorial team. Always consult a qualified CPA, CFP, attorney, or licensed lender before making significant financial decisions.

Accuracy of Information

We strive to use standard financial formulas and keep content current, but we make no warranties about the completeness, accuracy, or suitability of any information on the Site. Formulas and rates change; you are responsible for verifying figures with official sources.

Third-Party Links

The Site may link to external websites. We do not control and are not responsible for the content, privacy practices, or availability of third-party sites.

Limitation of Liability

To the fullest extent permitted by law, CDCalculator and its contributors shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on calculator results or articles.

Your Responsibility

You are solely responsible for how you use calculator outputs. Do not rely on CDCalculator as the sole basis for purchasing financial products, taking on debt, or making tax or retirement decisions.

Contact

Questions about this disclaimer? Visit our Contact page or email hello@cdcalculator.io.