Investment
Grow and analyze savings, CDs, bonds, and investment returns.
About Investment Calculators
Investment calculators on CDCalculator help you project how savings, CDs, bonds, and portfolios grow over time. With 16 free tools in this category, you can compare compound interest, IRR, ROI, present value, and average returns using the same math banks and advisors rely on in spreadsheets.
Popular tools include Average Return Calculator, IRR Calculator, Bond Calculator, Mutual Fund Calculator, Present Value Calculator, Future Value Calculator and more. Every calculator runs instantly in your browser with charts and schedules on supported tools.
What you can model
- Compound growth: See how deposits and APY interact over months or decades.
- Fixed income: Estimate bond yields and CD maturity values before you lock in a rate.
- Project returns: Use IRR and ROI calculators to evaluate business or investment opportunities.
How to Choose the Right Tool
Start with the CD Calculator or Compound Interest Calculator for savings goals. For stocks or funds, try the Investment Calculator or Mutual Fund Calculator. Match the calculator to the product you are actually comparing.
CDs, Bonds, and Cash
Certificates of deposit trade liquidity for a fixed APY. Bonds pay periodic coupons and return principal at maturity unless the issuer defaults. Use the CD Calculator and Bond Calculator before committing cash you cannot afford to lock up. Read what is a CD and FDIC insurance explained.
Time Value of Money
Present value, future value, and the general Finance Calculator form the core of corporate and personal finance. Discount rates reflect opportunity cost - the return you could earn elsewhere at similar risk.