Mortgage & Real Estate
Mortgage payments, affordability, refinancing, and property investment tools.
About Mortgage & Real Estate Calculators
Buying or refinancing a home is one of the largest financial decisions most people make. Our 16 mortgage and real estate calculators help you estimate monthly payments, total interest, affordability limits, and whether renting or buying makes more sense for your timeline.
Key tools include FHA Loan Calculator, VA Mortgage Calculator, Rental Property Calculator, APR Calculator, Down Payment Calculator, Rent vs. Buy Calculator. Enter your loan amount, APR, taxes, insurance, and down payment to see a realistic payment breakdown.
Common use cases
- Pre-approval planning: know your payment before visiting lenders.
- Refinance analysis: compare current loan vs new rate and closing costs.
- Investment property: model rental income and cash-on-cash return.
Mortgage Planning Tips
Always compare at least two lender quotes. Use the Mortgage Calculator and House Affordability Calculator together to stay within a comfortable debt-to-income ratio. Read our mortgage guide for first-time buyers for more context.
First-Time Buyers
Save for down payment with the Down Payment Calculator. FHA and VA programs allow lower down payments for qualifying borrowers—model them with the FHA Loan Calculator and VA Mortgage Calculator. Know your debt-to-income ratio before applying.
Homeowners and Investors
Existing owners use the Refinance Calculator, Mortgage Payoff Calculator, and Home Equity Loan Calculator. Rental investors start with the Rental Property Calculator and Real Estate Calculator hub.