Rental Property Calculator
Evaluate cash flow, cap rate, cash-on-cash return, and long-term appreciation for an income property. Enter purchase price, down payment, rent, expenses...
Enter values and click Calculate.
Schedule
Introduction
Evaluate cash flow, cap rate, cash-on-cash return, and long-term appreciation for an income property. Enter purchase price, down payment, rent, expenses, vacancy, and financing to see whether the deal meets your targets.
Rental Property Analysis
Evaluate cash flow, cap rate, cash-on-cash return, and long-term appreciation for an income property. Enter purchase price, down payment, rent, expenses, vacancy, and financing to see whether the deal meets your targets.
Cash Flow vs Appreciation
Some investors prioritize monthly positive cash flow; others accept break-even operations for appreciation in hot markets. Model conservative vacancy and maintenance to avoid optimistic projections.
Operating Expenses
Include property management, repairs, insurance, taxes, HOA, and utilities you cover. A common rule of thumb reserves 1% of property value annually for maintenance, but age and condition matter more.
Financing Impact
Leverage amplifies returns and risk. Higher down payment improves cash flow but reduces cash-on-cash denominator. Stress-test higher rates with the Mortgage Calculator.
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How It Works
- Enter your amounts, rates, and term in the form. Use the same units shown in the labels (dollars, years, percent).
- Click Calculate to run the Rental Property Calculator engine. Invalid or empty required fields show a clear error message.
- Review the summary cards for the key outputs. Expand schedules or tables when available for period-by-period detail.
- Copy, print, or share your scenario link. Reset the form anytime to start a fresh comparison.