Mutual Fund Calculator
Model lump-sum and periodic investments in a mutual fund or ETF at an assumed annual return. See how expense ratios—if modeled—affect ending wealth over...
Enter values and click Calculate.
Schedule
Introduction
Model lump-sum and periodic investments in a mutual fund or ETF at an assumed annual return. See how expense ratios—if modeled—affect ending wealth over decades.
Mutual Fund Growth Projection
Model lump-sum and periodic investments in a mutual fund or ETF at an assumed annual return. See how expense ratios—if modeled—affect ending wealth over decades.
Dollar-Cost Averaging
Regular deposits buy more shares when prices dip and fewer when prices rise. Over volatile markets, DCA can reduce average cost per share compared to a single lump-sum entry—though outcomes vary.
Expense Ratios Matter
A 1% annual fee compounds against you. On a $100,000 portfolio over 30 years, the difference between 0.05% and 1% fees can cost tens of thousands in lost growth.
Taxable vs Tax-Advantaged
Fund distributions in taxable accounts create annual tax drag. Hold tax-inefficient funds in IRAs or 401(k)s when possible. See IRA Calculator and 401(k) Calculator.
Related Tools
Investment Calculator, Average Return Calculator, ROI Calculator.
How It Works
- Enter your amounts, rates, and term in the form. Use the same units shown in the labels (dollars, years, percent).
- Click Calculate to run the Mutual Fund Calculator engine. Invalid or empty required fields show a clear error message.
- Review the summary cards for the key outputs. Expand schedules or tables when available for period-by-period detail.
- Copy, print, or share your scenario link. Reset the form anytime to start a fresh comparison.